BACKGROUND

  • Equifax identified a cybersecurity incident that may have impacted 143 million consumers through a website application vulnerability.
  • On July 29, 2017 Equifax first learned of the incident, acted quickly to stop it, and began a review to determine how long cyber criminals had access to their system. This review determined the cyber criminals had access from mid-May 2017 through July 2017.
    • According to reports, the primary information accessed includes:
    • Names
    • Social security numbers
    • Birthdays
    • Addresses
    • Driver’s license numbers
  • According to Equifax, credit card numbers for 209,000 were accessed as well as personal identifying information for 182,000 in relations to certain dispute documents.
  • Some financial institutions whose cards were compromised are being notified by the card networks.
  • In July 2019, Equifax and the Federal Trade Commission agreed upon a settlement for those whose data was exposed in the 2017 data breach.

WHAT CAN I DO?

  • To find out if your information was exposed and to learn more about the FTC/Equifax settlement, including how to make a claim should you determine you would like to do so, you can leave this site and visit the FTC website: https://www.ftc.gov/enforcement/cases-proceedings/refunds/equifax-data-breach-settlement
  • When you receive financial statements or credit reports, review them thoroughly for any unexplained charges, unknown accounts, or loans, and report this unauthorized activity to your financial institution as soon as possible.
  • Free credit reports can be ordered once per year from the credit reporting agencies at www.annualcreditreport.com
  • If you have more detailed or personal questions, contact your credit union/financial institution as soon as possible to ensure your personal information is secure and not being misused.